IRDP is
described officially as a major mechanism for the alleviation of rural poverty.
The main objective of IRDP is to raise families of identified target group
below poverty line by creation of sustainable opportunities for self-employment
in the rural sector.
Assistance
is given in the form of subsidy by the government and term credit advanced by
financial institutions (commercial banks, cooperatives and regional rural
banks.) The programme is implemented in all blocks of the country as centrally
sponsored scheme funded on 50:50 basis by the centre and the states.
The target
group under IRDP consists of small and marginal farmers, agricultural labourers
and rural artisans having annual income below Rs. 11,000 defined as poverty
line in the Eighth Plan. In order to ensure that benefits under the programme
reach the more vulnerable sectors of the society, it is stipulated that at
least 50 per cent of assisted families should be from scheduled castes and
scheduled tribes with corresponding flow of resources to them. Furthermore, 40
per cent of the coverage should be of women beneficiaries and 3 per cent of
handicapped persons.
The
programme is implemented through District Rural Development Agencies (DRDAs).
The governing body of DRDA includes local MP, MLA, Chairman of Zila Parishad,
and heads of district development departments, representatives of SCs, STs and
women.
At the
grassroot level, the block staff is responsible for implementation of the
programme. The State Level Coordination Committee (SLCC) monitors the programme
at state level whereas the Ministry of Rural Areas and Employment is
responsible for the release of central share of funds, policy formation,
overall guidance, monitoring and evaluation of the programme.
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